HOW IT WORKS
WHO WE SERVE
Revenue Based Finance
Designed for businesses that...Revenue Based Finance
Designed for businesses that derive little revenue from credit card sales. Like a business cash advance, this product is not a loan but the purchase of future receivables. In this case, the future deposits of the business. Financing is based on the amount of cash flow through the businesses operating accounts and repayment is made by automated electronic debits (ACH debit).
Healthcare Lending
We can provide help with...Healthcare Lending
We can provide help with your cash flow as long as you have a mix of Medicaid, Medicare and private insurance reimbursements. Terms can be custom designed for your practice providing an upfront lump sum cash purchase of your company’s future receivables.
Asset Based Lending
A business loan secured by...Asset Based Lending
A business loan secured by collateral (assets). The loan, or line of credit, is secured by inventory, accounts receivable and or other balance sheet assets. Also known as “commercial finance” or “asset-based financing”. We will work for you when traditional lenders are not willing to lend. We have a common sense underwriting process focused on the asset and the borrower.
Equipment Leasing
Providing equipment leasing for...Equipment Leasing
Providing equipment leasing for most industries usually from 6 months to 72 months. We can also provide financing for your existing assets. Equipment leasing is basically a loan in which the lender buys and owns equipment and then “rents” it to a business at a flat monthly rate for a specified number of months.
Receivable Factoring
Financing invoices for...Receivable Factoring
Financing invoices for services and products that have been completed or delivered. The factor advances money to the business as a form of a loan that is collateralized by a security interest in the company’s accounts receivables. Loan amounts are determined as a percentage of the invoices full amount.The advance rate is usually 70% to 90% of the total face value of the invoices.
Merchant Processing
Our high quality and comprehensive...Merchant Processing
Our high quality and comprehensive merchant processing services and partner have a customized pricing structure that allows you to accept non-cash payments at affordable rates. In addition to creating your secure merchant account, together with our partners we provide a number of features to help you make the most of your retail processing.
Merchant Cash Advance
A Business Cash Advance is...Merchant Cash Advance
A Business Cash Advance is often referred to as a “Merchant Cash Advance”. A Cash Advance is not a loan. It is a discounted, prepaid purchase of future credit card receipts. Businesses receive cash today for the sales that they will make tomorrow and pay back a small percentage of their daily credit card receipts over 6 to 10 months until it is fully repaid.
Debt Consolidation
Let us offer your business...Debt Consolidation
Let us offer your business a plan of combining several unsecured debts into a single new product. The new product may result in a lower rate, lower monthly payment or both. There is no obligation for our team to review your current advances or loans for consolidation.
Alpha Prime Payments understands your industry and can tailor payment solutions to meet your exact needs. Partner with us and tap into years of helping businesses move money quickly and securely worldwide.
Whether you have a retail storefront, restaurant, hotel, or a service business, your customers expect you to accept credit cards. Alpha Prime Payments offers a full line of products and custom tailored services to completely meet all of your payment processing needs.
We are committed to helping you gain every opportunity for profitability and growth in today’s demanding cashless payment economy. Alpha Prime Payments are pro’s with service industry businesses and can easily help you set up a merchant account to take credit cards. The entire process will take just minutes of your time and you’ll be up and running in a matter of days.
OUR SOLUTIONS
Clover Station
Our largest, fastest point of sale system.
An all-in-one POS solution with EMV payment acceptance.
Clover Flex
Modern payments. Fast and simple.
Accept payments at the counter, in line, at the table or on the go.
Clover Mini
A full point of sale system in a small package.
Process payments over WiFi or 3G connection.
Clover Go
Go where your business takes you.
Accept payments on the go from your own device.
RewardPay Program
Eliminate 100% of Your Credit Card Processing Fees
The RewardPay Program allows businesses to pass a “credit card charge” onto the consumer, saving businesses 100% of their credit card processing costs.
Alpha Prime Payments point of sale and terminal technology automatically passes a “credit card charge” onto a credit card sale. Our program lets businesses offset some or all of their processing costs, while staying in compliance with the Card Brands (Visa/MasterCard/Discover).
Interchange Program
Interchange rate are transaction fees that the merchant’s bank account must pay whenever a customer uses a credit/debit card to make a purchase from their store. The fees are paid to the card-issuing bank to cover handling costs, fraud and bad debt costs and the risk involved in approving the payment.
Interchange plus pricing works much like the name implies – by applying a fixed markup to Visa, MasterCard or Discover’s interchange fees. The markup applied to a credit card transaction often has two components: one is expressed as basis points and the other as an authorization fee.
“We have worked with the team at APC for the past 5 years. As we have grown and evolved, what I have valued most about our relationship is that Alpha Prime Capital knows us and our business.”
WHO WE ARE
OUR MISSION
Alpha Prime Payments strive to provide the most trusted payment service in North America through strong partnerships and continuous commitment to our customers and our people. We work to help businesses throughout North America maximize their profits and create consistent value and support to our merchants. This is our mission. Everything we do reflects this mission and the values that make it possible.
OUR VISION
Our vision serves as the foundation for Alpha Prime Payments which guides the entirety of our business by identifying what we need to accomplish in order to continue achieving.
- Environment: Be a great place to work where people are inspired to achieve the best
- Partners: Create on-going partnerships to endure value and growth
- Profit: Increase growth and revenue
OUR VALUES
Our values serve as a guidance for our actions.
- Customers: Every customer is our top priority
- Innovation: We promote innovative thinking
- Integrity: Act with honesty and highest ethical standards
- Deliver excellence: Do what we do best
- Work Smart
- Act with urgency
- Be open to change
- Work efficiently and diligently
- Focus
- Deliver the needs of our customers and partners
- Improve everyday
- Lead
- Be responsible for our actions
- Reward our people for accomplishments, risk-taking and finding better ways to solve problems
- Learn from our outcomes – what worked and what didn’t